Super Visa Insurance
IRCC-qualified medical coverage for parents and grandparents visiting Mississauga. Compare eligibility, deductible and payment options.
Learn about Super Visa
Compare Super Visa and Visitors to Canada emergency medical coverage online, with personal guidance from Pankaj Bhatia. Review plan wording, deductibles and medical eligibility before you choose.
Enter the traveller's details directly below to see available plans. Prefer another product? Use the four insurance buttons above. Rates, eligibility and purchase conditions are determined by the insurer.
Having trouble comparing plans? Call (647) 640-2222 or WhatsApp Pankaj.
Whether you're planning a family visit, taking your next trip, or building financial security, start with the coverage that matters to you.
IRCC-qualified medical coverage for parents and grandparents visiting Mississauga. Compare eligibility, deductible and payment options.
Learn about Super VisaEmergency medical coverage for family visitors, tourists and eligible new arrivals, with plan terms explained clearly.
Explore visitor plansConsider term and permanent life insurance for family income protection, mortgage needs, estate planning and other long-term goals.
Explore life insuranceUnderstand how an eligible covered diagnosis may provide a lump-sum benefit, subject to the insurer's policy terms and conditions.
See coverage optionsBefore you travel, consider emergency medical insurance that fits your destination, trip length and personal circumstances.
Explore travel insuranceNot sure where to begin? Have a conversation about your needs and review the trade-offs before deciding on a plan.
Ask for guidanceA straightforward process to help you understand the available choices and move forward comfortably.
Select a type of insurance and provide the relevant details when the live quote system opens.
Compare available premiums, benefits and deductibles. Read the policy details, including exclusions.
Apply online where supported, or speak directly with Pankaj before making your decision.
When your parents, grandparents or relatives are preparing to visit Mississauga, the most useful quote is one you can understand. Compare Super Visa insurance and Visitors to Canada insurance by reviewing coverage limits, medical stability clauses, deductibles and total policy costs—not just the lowest advertised premium.
A Super Visa applicant needs qualifying emergency medical insurance of at least $100,000 for at least one year from entry, along with the other IRCC policy conditions. Explore the insurance requirements and quote form.
Ordinary visitors may not be covered by provincial public health plans. Check waiting periods, pre-existing condition terms and the policy start date before travel. Compare visitor policies.
Use the dedicated term life and critical illness quotation pages to explore protection beyond visiting relatives.
IRCC expanded eligibility for certain qualifying foreign insurers in January 2025. From March 31, 2026, the government also changed how host income can be assessed for Super Visa applications. These are two different requirements: the insurance policy must independently qualify even when the host meets the income test. Read IRCC's current insurance documentation and 2026 income changes.
Families in Mississauga, Brampton, Etobicoke and elsewhere in the GTA can compare online. Our insurance advisory office is at 205–5250 Solar Drive, Mississauga, ON L4W 0G4. You can speak with Pankaj Bhatia in English, Hindi, Urdu or Punjabi.
IRCC requires a qualifying health insurance policy with at least CAD $100,000 in emergency medical coverage, valid for at least one year from entry and meeting its other conditions. See IRCC's requirements.
IRCC permits an appropriate policy paid in full or in instalments with a deposit. Each insurer's payment terms differ. Ensure you have valid proof of coverage and that the plan meets the current rules.
Coverage depends on the insurer's medical stability rules, exclusions and your accurate disclosures. Some insurers offer eligible pre-existing condition coverage; it is not automatic.
Only if the policy meets all Super Visa-specific IRCC conditions. Regular visitor policies may have different coverage limits and policy periods.
It depends on the insurer and the policy's cancellation and refund terms, including documentation and whether coverage began or claims occurred.

Insurance is about more than a premium. It is about protecting the people and plans that matter. Pankaj Bhatia is available to discuss coverage options, explain common considerations and answer insurance questions.
Whether you're buying medical coverage for visiting family or thinking about life and critical illness protection, a conversation can help you choose what fits your circumstances.
Licensing: Licensed for insurance in seven Canadian provinces: Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick and Nova Scotia.
Languages: English · Hindi · Urdu · Punjabi
Talk to PankajHelpful information before choosing your insurance policy. Always check the insurer's current policy documents and conditions.
Ask Pankaj a questionIRCC currently requires at least $100,000 in emergency medical coverage, with insurance valid for at least one year from entry. The policy must cover health care, hospitalization and repatriation, and meet other IRCC conditions. Review the official requirements before buying.
Not always. IRCC also permits qualifying policies from certain foreign insurers authorized by OSFI to provide accident and sickness insurance, provided the policy meets the applicable requirements. Eligibility should be verified using current government guidance.
Some plans offer coverage for eligible stable pre-existing conditions, while others exclude them. Eligibility, stability periods, medical questions and exclusions differ by insurer and plan. Carefully review the policy wording.
A deductible is the amount you may need to pay toward an eligible claim before the insurer contributes, as specified in the policy. Higher deductibles can lower premiums, but they may increase your out-of-pocket costs.
Term life generally provides coverage for a selected period, such as 10, 20 or 30 years. Whole life is designed to provide lifelong coverage if the policy remains in force, and may include cash value features. Availability and costs vary.
Yes. Call (647) 640-2222 or email info@pankajbhatia.ca to discuss your questions. Online application options depend on the insurance product and provider.
Whether you're comparing quotes or need help understanding a policy, reach out and take the next step with greater clarity.
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