:root{--navy:#0B1F3A;--deep:#071729;--red:#C62828;--ink:#18283a;--muted:#526174;--line:#e4e9ed;--cream:#faf8f6;--pale:#f1f5f7;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:system-ui,-apple-system,'Segoe UI',Arial,sans-serif;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}a{color:inherit;text-decoration:none}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #ec7373;outline-offset:3px}.container{max-width:1170px;padding:0 22px;margin:auto}.icon{height:19px;width:19px;display:inline-block;vertical-align:middle;flex:none}.red-top{height:4px;background:var(--red)}.site-header{background:white;box-shadow:0 2px 14px #0b1f3a0d;position:relative;z-index:5}.header-main{display:flex;align-items:center;justify-content:space-between;gap:17px;min-height:78px}.logo{display:block;width:min(100%,330px);height:auto;object-fit:contain}.brand{flex:none;display:block;max-width:38%}.nav-links{display:flex;gap:21px;align-items:center;white-space:nowrap;font-size:13px;font-weight:650;color:var(--navy)}.nav-links a:hover{color:var(--red)}.header-contact{display:flex;align-items:center;gap:10px}.phone-link{display:flex;flex-direction:column;align-items:flex-end;white-space:nowrap;color:var(--navy)}.phone-link small{font-size:11px;font-weight:700;color:#66738a;letter-spacing:.01em}.phone-link strong{font-size:23px;letter-spacing:-.7px;line-height:1.2}.wa-link{background:var(--navy);color:#fff;border:1px solid var(--navy);border-radius:12px;padding:13px 14px;display:flex;gap:8px;align-items:center;font-size:13px;font-weight:750;white-space:nowrap}.wa-link:hover{background:var(--red);border-color:var(--red)}.menu-toggle{display:none;border:1px solid #e3e8ed;background:#fff;border-radius:10px;padding:10px}.mobile-contact-row{display:none}.mobile-menu{display:none;background:white;border-top:1px solid var(--line);padding:8px 20px 15px}.mobile-menu a{display:block;padding:11px;border-bottom:1px solid #f3f3f3;color:var(--navy);font-weight:700;font-size:14px}.mobile-menu:not([hidden]){display:block}.tiny-eyebrow{display:inline-flex;gap:8px;align-items:center;letter-spacing:.13em;text-transform:uppercase;font-size:11px;font-weight:800;color:var(--red)}.tiny-eyebrow:before{content:"";width:20px;height:3px;background:var(--red);border-radius:3px}.hero{background:linear-gradient(112deg,#fdfbf9 0,#f7f8fa 58%,#e9f1f4 100%);padding:31px 0 48px}.hero-grid{display:grid;grid-template-columns:1fr 1.04fr;align-items:start;gap:36px}.hero-copy{padding:28px 0 10px}.hero-copy h1{font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-weight:700;font-size:clamp(36px,4.1vw,57px);letter-spacing:-1.7px;line-height:1.1;margin:15px 0 16px}.hero-copy p{font-size:16px;line-height:1.7;color:#4d5a6c;max-width:540px}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:45px;padding:12px 15px;border-radius:10px;border:1px solid var(--navy);font-weight:750;font-size:14px}.btn-primary{background:var(--navy);color:#fff}.btn-red{background:var(--red);color:#fff;border-color:var(--red)}.btn-outline{background:#fff;color:var(--navy)}.advisor-spot{display:flex;align-items:center;gap:13px;padding:12px;background:white;border:1px solid var(--line);border-radius:16px;max-width:475px;box-shadow:0 8px 18px #122b4008}.advisor-spot img{height:90px;width:78px;object-fit:cover;object-position:center 15%;border-radius:11px;background:#edf0f4}.advisor-spot strong{font-size:15px;color:var(--navy)}.advisor-spot small{display:block;font-size:12px;color:#59677a;line-height:1.5;margin-top:5px}.quote-column{position:relative}.form-panel{background:#fff;border:1px solid #dce5ea;border-radius:21px;padding:22px 23px 21px;box-shadow:0 16px 45px #172c4521}.panel-top{display:flex;gap:8px;align-items:center;justify-content:space-between}.panel-chip{border:1px solid #e5ecf1;background:#f4f7f9;color:var(--navy);font-size:10px;font-weight:800;border-radius:30px;padding:6px 9px}.form-panel h2{font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.13;color:var(--navy);margin:10px 0 5px;letter-spacing:-.5px}.form-panel .form-sub{margin:0 0 13px;color:var(--muted);font-size:13px;line-height:1.4}.preview-alert{font-size:11px;line-height:1.3;background:#fff6eb;border:1px solid #f7e8d2;border-radius:8px;padding:7px 9px;color:#76480b;margin-bottom:12px}.preview-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{min-width:0}.field.full{grid-column:1/-1}.field label{display:block;color:var(--navy);font-size:12px;font-weight:760;margin-bottom:6px}.field input,.field select{height:45px;border:1px solid #ced9e2;border-radius:9px;padding:0 11px;width:100%;background:white;color:#344155;font-size:14px}.field input::placeholder{color:#8793a0}.form-submit{margin-top:13px;background:var(--red);color:#fff;border:0;border-radius:10px;min-height:47px;font-weight:800;font-size:15px;display:flex;gap:8px;justify-content:center;align-items:center;width:100%;box-shadow:0 7px 18px #c628281c}.form-fine{margin-top:11px;color:#667184;font-size:11px;line-height:1.35}.form-support{margin-top:11px;padding-top:10px;border-top:1px solid var(--line);font-size:12px;color:#5b6675}.form-support a{color:var(--navy);font-weight:800;text-decoration:underline}.card-choices{padding:26px 0 34px}.section-label{font-size:11px;letter-spacing:.12em;color:var(--red);text-transform:uppercase;font-weight:800}.h2{font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.16;letter-spacing:-.4px;color:var(--navy);margin:8px 0 9px}.intro-sub{color:var(--muted);line-height:1.6;margin-bottom:19px}.choice-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.choice{border:1px solid #e1e7ec;border-radius:14px;padding:16px 15px;text-align:left;background:white;color:var(--navy);min-height:89px;display:flex;align-items:start;justify-content:space-between;gap:10px;font-weight:800;font-size:14px;box-shadow:0 4px 16px #0b1f3a07}.choice svg{color:var(--red)}.choice.active{background:#fff7f6;border:2px solid var(--red);padding:15px 14px}.choice:hover{border-color:var(--red)}.benefits{background:var(--cream);padding:36px 0}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.benefit{border:1px solid #e8e6e4;border-radius:14px;background:white;padding:20px}.benefit strong{font-size:15px;color:var(--navy)}.benefit p{font-size:13px;line-height:1.65;color:var(--muted);margin:8px 0 0}.policy-note{background:#fff;padding:28px 0 100px;color:#657386;font-size:13px;line-height:1.75}.policy-note strong{color:var(--navy)}.demo-box{margin-top:27px;border:1px dashed #aeb9c5;background:#f6f8f9;padding:17px;border-radius:14px}.demo-box button{padding:9px 13px;border-radius:8px;background:var(--navy);border:0;color:white;font-weight:700}.demo-box p{font-size:13px;color:#607082}.mobile-sticky{display:none}.comparison-tray{position:fixed;bottom:0;left:0;right:0;z-index:25;display:none;min-height:74px;padding:9px 16px calc(9px + env(safe-area-inset-bottom));background:var(--navy);color:#fff;align-items:center;justify-content:space-between;gap:11px;box-shadow:0 -4px 18px #0003}.comparison-tray b{font-size:13px}.comparison-tray small{display:block;font-size:11px;opacity:.8}.comparison-tray button{border:0;background:#fff;color:var(--navy);padding:9px 12px;border-radius:8px;font-weight:800;font-size:12px}.site-foot{background:var(--navy);color:#fff;padding:26px 0;font-size:12px}.foot-row{display:flex;justify-content:space-between;gap:20px}.foot-row a{text-decoration:underline}
@media(max-width:1100px){.nav-links{display:none}.header-main{min-height:72px}.brand{max-width:44%}.hero-grid{gap:22px}.phone-link strong{font-size:22px}}
@media(max-width:680px){.container{padding:0 15px}.site-header{box-shadow:0 2px 12px #152e450c}.header-main{min-height:59px;gap:8px}.brand{max-width:calc(100% - 56px);width:236px}.logo{max-height:57px;width:100%;object-position:left}.header-contact{display:none}.menu-toggle{display:flex;align-items:center;justify-content:center;padding:8px;width:39px;height:37px;border:1px solid #e3e7ed}.mobile-contact-row{display:flex;min-height:52px;padding:6px 15px 7px;border-top:1px solid #e9edf0;align-items:stretch;gap:8px;justify-content:space-between}.mobile-phone{flex:1;min-width:0;display:flex;align-items:center;gap:8px;padding-left:6px}.mobile-phone-copy{display:flex;flex-direction:column}.mobile-phone small{font-size:10px;line-height:1.15;color:#586579;font-weight:750}.mobile-phone strong{font-size:22px;line-height:1.22;color:var(--navy);letter-spacing:-.6px;white-space:nowrap}.mobile-wa{display:flex;align-items:center;justify-content:center;gap:7px;border-radius:9px;line-height:1.12;text-align:center;background:var(--navy);color:white;font-weight:800;font-size:12px;padding:0 11px;min-height:43px;white-space:nowrap}.hero{padding:11px 0 10px;background:#f6f8f9}.hero-grid{display:flex;flex-direction:column;gap:0}.quote-column{order:0;width:100%}.hero-copy{order:1;width:100%;padding:22px 2px 8px}.hero-copy .tiny-eyebrow{font-size:10px}.hero-copy h1{font-size:31px;margin:10px 0}.hero-copy p{font-size:14px;line-height:1.55;margin:9px 0}.hero-actions{display:none}.advisor-spot{margin-top:15px;max-width:none}.form-panel{border-radius:15px;padding:13px 13px 14px;box-shadow:0 6px 18px #162d4220}.panel-chip{font-size:9px;padding:4px 7px}.form-panel h2{font-size:23px;margin:7px 0 5px}.form-panel .form-sub{font-size:12px;line-height:1.3;margin-bottom:9px}.preview-alert{font-size:10px;line-height:1.25;margin-bottom:8px;padding:6px 8px}.preview-fields{gap:8px}.field label{margin-bottom:4px;font-size:11px}.field input,.field select{height:40px;font-size:13px;padding:0 8px}.form-submit{margin-top:10px;min-height:45px;font-size:14px}.form-fine{font-size:10px;margin-top:7px}.form-support{margin-top:7px;padding-top:7px;font-size:11px}.card-choices{padding:20px 0}.h2{font-size:25px}.choice-grid{grid-template-columns:repeat(2,1fr);gap:8px}.choice{min-height:75px;font-size:12px;padding:12px}.choice.active{padding:11px}.benefit-grid{grid-template-columns:1fr;gap:10px}.benefits{padding:24px 0}.policy-note{padding-bottom:122px}.mobile-sticky{display:grid;grid-template-columns:repeat(3,1fr);position:fixed;z-index:20;left:0;right:0;bottom:0;min-height:61px;padding:5px 5px calc(5px + env(safe-area-inset-bottom));background:var(--white);border-top:1px solid #e1e8ee;box-shadow:0 -6px 24px #061d2e17}.mobile-sticky a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-size:10px;line-height:1.15;color:var(--navy);font-weight:750;text-align:center;padding:4px 2px;border-radius:8px}.mobile-sticky a.primary{background:var(--navy);color:#fff}.mobile-sticky .icon{height:18px;width:18px}.compare-on .mobile-sticky{display:none}.compare-on .comparison-tray{display:flex}.foot-row{display:block}.foot-row span{display:block;margin-top:9px}}
@media(max-width:350px){.brand{width:203px}.mobile-phone strong{font-size:20px}.mobile-wa{padding:0 8px;font-size:11px}.form-panel h2{font-size:21px}.form-panel{padding:11px}.container{padding:0 11px}}



/* Final production integration: live quote form is the first mobile content panel. */
.form-panel #frmSuper { display:block!important; visibility:visible!important; min-height:255px; padding-top:1px; width:100%; }
.form-panel #frmSuper:empty { min-height:220px; }
.form-panel .form-support { margin-top:14px; }
/* Existing editorial content follows the quote-first hero and retains its original styles. */
#main .editorial-section, #main .proof, #main .services, #main .how, #main .about, #main .bottom-cta { scroll-margin-top:16px; }
#main #about {scroll-margin-top:45px;}
/* Disable the contact overlay any time an IQC comparison is active. */
body.iqc-comparison-active .mobile-sticky { display:none!important; }
@media(max-width:680px) {
  .form-panel #frmSuper { min-height:250px; }
  .hero {padding-top:6px!important;}
  .form-panel h2 {font-size:21px;line-height:1.1;margin:5px 0 3px;}
  .form-panel .form-sub {margin-bottom:5px;}
  .form-panel .panel-top {margin:0;}
  .form-panel {padding-top:10px;}
  .quote-column {margin:0;}
  .mobile-sticky {z-index:30;}
}